Therefore, once you provided me with the secret wand and we stated repeal the exemption that could be great. Or you might do just exactly what the province of Quebec has been doing and rather than making laws that allow the procedure of payday advances or they reduced the allow maximum allowable interest rate from 60% to 35% as it is in the rest of the country,. And essentially told the cash advance provider cope with that particular situation and we’ll see just what items you provide then, which fundamentally has significantly curtailed the procedure among these industry players for the reason that province.
Doug Hoyes: Now i assume the devil’s advocate reaction to that might be well, fine in the event that you tell the pay day loan businesses that in the place of charging you $21 on $100, they are able to just charge $5 on 100, then presumably they all walk out company the next day? If you don’t pay and that’s probably worse than what we got now because they don’t have time to adjust to that new reality and does that make things worse ’cause now we’re all dealing with loan sharks and they break your legs. Drawing in your expertise in other companies, can there be means that this may be, why these kinds of regulations might be implemented with time?